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This is bigger than a home loan…
It’s a move toward freedom, stability and wealth

A faster path to homeownership

5 Yellow stars

Over 2,000+ 5-Star Google Reviews

No SSN required.
Zero Impact to credit.
Your Information is never sold.

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This is bigger than a home loan…
It’s a move toward
freedom, stability, and wealth.

A faster path to homeownership

5 Yellow stars

Over 2,000+ 5-Star Google Reviews

No SSN required. Zero Impact to credit. Your Information is never sold.

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The all-in-one personal finance app. Get Started with S1FinFit! →

Your homebuying journey starts here

Contact
an Expert

Find a loan officer to work with and start an application through our mobile app, S1 Connect

Get
Pre-Qualified

Submit documentation to assess your qualification criteria and approved loan amount

Find a
Loan Program

Compare loan scenarios and find the best program for your current financial situation

Let’s Get You Pre-qualified Fast!

No SSN required. Zero Impact to credit.
Your Information is never sold.

Five-star customer experience

Synergy One Lending has the right combination of people and technology.
We provide a consistent client experience that’s centered around your mortgage needs.

94.46%
Net Promoter Score
4.89/5
Average customer review rating
96.61%
Average customer satisfaction rate
30,805
Customer reviews since July 2017

Trusted by thousands for their Mortgage Finance needs.
SEE the difference today!

No SSN required. Zero Impact to credit.
Your Information is never sold.

Mortgage calculators

How much can I afford →

How much are my payments →

What’s my home worth →

Homebot application on an iPad and an iPhone
Synergy One Lending's HELOC app on three mobile phones

Home equity loan

Use Your Home For The Best Future Gains

A home equity line of credit, or HELOC, lets you borrow against your home’s available equity. Applying for a HELOC with Synergy One Lending is fast and easy. Our application is fast, easy, and all online. If pre-approved, you’ll be instantly presented with your offer options.

We make mortgages easy

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Find a Loan Officer

Search for a loan officer or a branch near you

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Apply Now

Start your application and pre-approval today

Get your personalized rate

Provide a few details and we’ll be in touch with your quote.








    * By entering your information and clicking “Submit”, “Let’s Get Started”, or “Apply Now” you are authorizing Synergy One Lending to contact you, using the information you provided above. We may call, email or text you and Message and Data Rates may apply. You can STOP messaging by sending STOP and get more help by sending HELP. We may use automated dialing systems, prerecorded voice messaging and AI (Artificial Intelligence) Assist in connection with calls or texts. This permission applies even if you are on a company, state or national Do Not Call Registry. You may opt-out of receiving these communications at any time. This consent is not requirement to obtain a loan. You may choose not to submit and contact us directly by our phone number listed. Our commitment to privacy can be found in our Privacy Policy. Click here to see our Terms of Use. To review your Opt-Out options click here. You may receive customer care type messages. Message frequency may vary.